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Long, Jean & Wechsler, P.A.

Long, Jean & Wechsler, P.A.

Personal Injury Attorneys in Pompano Beach Florida

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    • Lyle R. Long, Esq.
    • Alex Jean, Esq.
    • Ryan Wechsler, Esq.
    • Len Blumenthal, Esq
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  • Contact Our Personal Injury Law Firm in Pompano Beach, Florida
  • Home
  • Areas of Practice
    • Personal Injury Lawyers in Florida
      • Animal Attack Lawyer
      • Boating Accident Lawyer
      • Car Accident Lawyer
      • Elder Care and Nursing Home Neglect
      • Medical Malpractice Lawyers
      • Motorcycle Accidents
      • Product Liability / Mass Torts
      • Slip & Fall / Premises Liability
      • Sovereign Immunity in Pompano Beach
      • Workers’ Compensation
      • Wrongful Death
  • Legal Team
    • Lyle R. Long, Esq.
    • Alex Jean, Esq.
    • Ryan Wechsler, Esq.
    • Len Blumenthal, Esq
  • Case Results
  • Testimonials
  • Blog
  • Contact Our Personal Injury Law Firm in Pompano Beach, Florida

Suing Car Insurance Companies

January 16, 2020 by Lyle Long
A personal injury attorney helping client sue a car insurance company

If you or a loved one has been injured in a car accident, and are considering suing a car insurance company, contact a personal injury lawyer right away. LJW Legal will work tirelessly to get the settlement you deserve.

Automobile accidents happen all the time in Pompano Beach, Florida, and very few people are prepared for them. After all, no one expects an accident, and when they occur, they can be overwhelming and confusing.

Florida’s insurance laws can be confusing for accident victims. If you have been injured in an automobile accident and have extensive medical bills and lost wages, or are experiencing high levels of pain and suffering, you may benefit from speaking with an auto accident attorney about suing the other driver’s insurance company. Call 954-388-9841 about a free case evaluation.

What to Do After a Car Accident

Your first priority after any accident should be seeking medical care, even if you think your injuries are not serious. Adrenaline can temporarily mask the pain and hide the seriousness of your injury. In addition, you may not notice whiplash and other neck and back injuries until the morning after the accident.

Once everything has settled down, you’ll probably start to wonder what to do after a car accident that wasn’t your fault. You may begin to worry about how to pay for the medical bills you’ve received and the lost wages due to the accident. You may even think about suing the car insurance company. Here are some important things to know if you decide to sue the at-fault driver’s insurance company.

How Long Do You Have to Sue an Insurance Company after an Accident?

Florida is a no-fault state, which means that each driver’s medical bills are covered first by their own insurance carrier, no matter who is at fault. Every driver must be insured for at least $10,000 in personal injury protection (PIP) and $10,000 of property damage liability coverage.

That doesn’t mean you can’t sue the at-fault driver. Your best course of action is to contact an attorney specializing in personal injury about the merits of your case. The time limit to sue is called the statute of limitations. If you are considering suing an insurance company after a car accident, you generally have four years from the date of the accident to file a personal injury or property damage complaint. But there are some exceptions and clarifications.

Exceptions to the Four-Year Statute of Limitations

Although you have four years to file a lawsuit for injuries as a result of a car accident, this applies mainly to legal action based on negligence. Unless there are extraordinary circumstances, a court will not hear an injury case after four years.

When a loved one dies in a car accident, it is considered a wrongful death car accident, and the statute of limitations is two years after the passing of the injured person. Even if the person does not die immediately, if there is no way to prevent their passing due to extensive physical damage caused by the accident, then the accident is the reason they lost their life, and a wrongful death suit may be filed.

If the accident was caused by a defective car or car part, the manufacturer can be sued. The lawsuit must follow the same statute of limitations as any other personal injury (4 years) or wrongful death (2 years) case.

In a case where the driver who causes the accident is a government employee, or if the accident is due to poorly maintained roads, victims can sue the government. The statute of limitations for this is three years.

What Is the Best Way to Sue an Insurance Company for a Car Accident?

You should never try to handle a car accident claim on your own unless the claim is clear cut and all the damages are covered without incident. When the claim becomes complicated, hiring a personal injury attorney is your best bet for suing a car insurance company.

The car insurance company may argue the amount of comparative negligence as a method of reducing a claim, especially if you try to settle without legal representation. A quick settlement offer to avoid litigation often includes a full release from covering future medical expenses. Once you sign this, you cannot revisit your claim later if it turns out you need more medical care. No attorney would recommend this, but many insurance companies use this tactic. Often, injuries cost more long-term than you initially think they will.

How Long Should a Settlement Take When Suing an Insurance Company for an Auto Accident?

There is no real way to predict how long your case will take to settle. It often hinges on a variety of factors, including:

  • The strength of your case
  • How large a sum you are seeking
  • The nature and extent of your injuries

However, most Pompano Beach car accident claims settle sooner or later. Insurance companies have a set time limit to respond to a claim and decide if they will deny or accept it. If you agree to a settlement, the insurance company has 20 days to pay the claim, according to Florida Statute 627.4265. If the claim is for Personal Injury Protection, the car insurance company has 30 days in which to pay the claim from the time it was submitted per Florida Statute 627.736.

However, these timelines are guided by how long it takes to get information to the insurance company. The claims negotiation process can take a long time. Whether or not your case goes to court is the single most important factor in figuring out how long it will take to get a settlement after a car accident.

Suing a car insurance company can take a long time but may be worth it long-term. Settling out of court often means you can receive needed funds sooner. We can help you decide which option is best for you.

Contact a Personal Injury Lawyer in Pompano Beach

If you or a loved one has been injured in a car accident, and are considering suing a car insurance company, contact a personal injury lawyer in Pompano Beach right away. LJW Legal will work tirelessly to get the settlement you deserve.

Category: UncategorizedTag: car insurance settlement, personal injury attorney
Previous Post:Injured woman seeking legal advice from a personal injury attorneyWhat to Look for in a Personal Injury Lawyer
Next Post:What Is the Average Settlement for Slip & Fall Accident Injury in FL?Client filling out slip & fall accident report for average settlement
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Address:

1937 E. Atlantic Blvd. Suite 205
Pompano Beach, FL 33060


Phone & Fax:

P: 954-597-6770
F: 954-691-3906


Email:

info@ljwlegal.com

Long, Jean & Wechsler, P.A.
Long, Jean & Wechsler, P.A.
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arletty fernandezarletty fernandez
21:24 13 Nov 22
Ryan and Helen were very thorough and diligent with my case. This was my first time having to hire for this type of service and am honestly thrilled to have been referred to such a diligent, efficient and caring team. They made sure to stay in touch and keep me updated all throughout my case. HIGHLY RECOMMEND. Thank you all for your excellent care.
Florane FleurinorFlorane Fleurinor
14:52 03 Oct 22
Very good, professional and responsible lawyer. His office was in contact with me every time they had new information. Step by step Mr. Alex Jean would explain to me what is going on with my case. I didn’t have to wait for years for results. So far from what I hear from other people about their cases Mr. Alex Jean is the best. And I will reference my family and friends you and thank you so much
alexis Johnsonalexis Johnson
20:35 13 Sep 22
Ryan Wechsler is by far one of the best lawyers around. He gave me the assurance that everything was going to be okay. He is a very professional, respectful, knowledgeable, enthusiastic, and an honest lawyer. His entire team (Daniela & Helen) was amazing. Very pleasant and kept me up to date every step of the way during my case. Ryan fought hard for me! I’m very thankful for all of his hard work and everyone at Long, Jean & Wechsler. If you’re ever in need of a great legal team give them a call.
Saif PowerSaif Power
14:59 30 Aug 22
Lyle was a pleasure to work with, he delivered on his promises. He was very prompt with his responses and very helpful when we first touched base. I’d definitely take him again on any relevant case.
Luiz CentLuiz Cent
02:15 13 Jul 22
I hired Alex Jean for a personal injury case and little did I know I was going to get world class treatment.I was referred to the best Chiropractors in Miami and then when I moved to St.Pete the LJW team had great connections there too.My Tesla is as good as new, my back is recovering and not to mention the settlement from the insurance. If I didn’t hire them I’d still be trying to recover money from insurance to fix my car.⭐️⭐️⭐️⭐️⭐️ If you need a personal injury attorney I 100% recommend Alex Jean and the team at LJW.
Princess Maryam Abdul-AkbarPrincess Maryam Abdul-Akbar
16:29 07 Jul 22
Ryan Wechsler is an excellent attorney. He worked tirelessly on my case, which was a difficult one to begin with. When other attorneys were given me issues to take my case, he was the only one that was reassuring and determine to seek justice for me. I completely trusted his counsel. Had it not been for Mr. Wechsler I would have accumulated a lot of debt. I am forever grateful that he accepted my case.
Angelina AkkadAngelina Akkad
12:47 30 Jun 22
Ryan and the team are absolute rock stars! I got a recommendation from a good friend to use them, and I was not disappointed. They solved my issue with one strong letter and avoided a bad situation and lots of time and $$$ saved. I will definitely be using them again if the need ever arises.
Micheca AristildeMicheca Aristilde
19:46 08 Jun 22
Very good firm. I had an unusual case. A crane dropped on my car the week of Christmas. Considering the fact my accident occurred during the holiday season, Lyle and his paralegal, Helen, ensured that I received treatment the same day, got a rental, and even settled my case in less than 6 months.They were extremely polite, communicative, and on top of everything. I highly recommend reaching out to them for great legal representation.
GatorGator
19:20 08 Jun 22
Worked with Ryan and he helped me navigate the process of our law suit. Was in great communication throughout the process. 5 stars
Patrícia OsorioPatrícia Osorio
02:16 08 Jun 22
We had a great experience with Lyle and their team. The communication worked great, they had the patience to explain all the details to us and were responsive to our questions. We got a great settlement.
Perry CrawfordPerry Crawford
18:55 15 Apr 22
Lyle and his law group conducted themselves professionally and were very caring and concerned about my injury. My recovery was foremost on their minds.He fought for me relentlessly and got me what I truly deserved. His confidence and tenacity won the case decisively.Thanks Lyle.
Andrea ChlimperAndrea Chlimper
17:18 15 Apr 22
I highly recommend Lyle Long and his firm. Additional to a very very good settlement amount, Lyle and his staff were a pleasure to work with. Lyle walked me through the entire process from the moment I contacted him regarding my automobile accident. They were excellent with communication, returning my calls/emails and keeping me informed with updates and progress. Unfortunately, this is my 2nd time hiring his firm. My first experience was that positive that I never thought about hiring another firm to handle my legal matter.
TT
20:04 28 Mar 22
I highly recommend using this law firm. They’re super friendly, super helpful and very very professional. They had everything under control and dotted all the i’s and crossed all the t’s. I couldn’t be more happy with there service!!!
Viral-_-buildzViral-_-buildz
18:44 01 Feb 22
I got Into an accident 8/13/2021. A friend of mine told me to contact Ryan, I reached out to him the day after my accident ( which happened to be a weekend day ) and he immediately got right on the case. He was very helpful and I was literally able to reach out to him by phone or text any day and any time. He is always available. He set me up for all of my medical treatment and made sure I understood the whole entire process. He’s a great lawyer and is really on your side. My case was resolved in 4 months and my settlement was way more than I expected. I couldn’t be more thankful for him and his staff. They are excellent.Thank you Ryan,Latia J
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